Cedar Hammock Community Naples FL

East Naples · Collier County · Bundled Golf Community

Cedar Hammock Naples FL
Community Guide, Homes & HOA Fees

A bundled golf gated community in East Naples — 400 acres of lakes, preserves, and residential enclaves centered on an 18-hole Gordon Lewis championship course included with every home. Resort amenities, strong social culture, and accessible price points for the Naples market.

$300K+
Starting Price
$500–$900
HOA / Month
Bundled
Golf Included
400 Acres
Lakes & Preserves
Golf Course
Gordon Lewis — 18 holes bundled
Home Types
Condos, Coach Homes, Single-Family
County
Collier County · East Naples
Golf Structure
Bundled — included with ownership

What Is Cedar Hammock?

Cedar Hammock is a gated bundled golf community in East Naples covering approximately 400 acres of lakes, wetlands, and native preserves. At its center is an 18-hole championship golf course designed by Gordon Lewis — and unlike most Naples golf communities, golf membership is bundled into ownership. Every resident is a member. No initiation fee. No separate annual golf dues. The golf membership is simply part of what you buy when you purchase a home in Cedar Hammock.

This bundled model fundamentally changes the financial and social dynamic of the community. Because every resident has golf access, the course is well-utilized, the clubhouse is consistently active, and the social fabric of the community is built around shared participation rather than a tiered membership structure where some residents golf and others do not. The result is a cohesive, engaged community with a distinctly different energy from communities where golf is optional and the club sometimes feels like a separate world from the residential neighborhoods.

Cedar Hammock appeals primarily to retirees and seasonal residents who want an active golf lifestyle in a natural setting at a price point that is significantly more accessible than the top-tier private golf clubs in Naples. Compared to communities like Grey Oaks (mandatory ~$150K initiation), Tiburon (mandatory ~$150K–$200K initiation), or even Quail West (optional ~$30K initiation), Cedar Hammock delivers a complete bundled golf lifestyle at a fraction of the entry cost. For buyers who want to retire into a golf community without the private club price tag, Cedar Hammock consistently rises to the top of the shortlist.

Bottom line: Cedar Hammock is the best value for bundled golf in East Naples — a complete golf and resort lifestyle with no initiation fee, no separate golf dues, and HOA fees that cover full amenity access including the course.

Cedar Hammock Location and Accessibility

Cedar Hammock is located in East Naples off Davis Boulevard, positioned between the established residential corridors of South Naples and the Collier Boulevard/US-41 intersection. The East Naples location carries a different set of trade-offs than North Naples communities — the price point is more accessible, the neighborhood feel is quieter and less congested, and the access to downtown Naples and the Gulf beaches is still reasonable at 15–20 minutes.

East Naples has historically been overlooked by buyers who gravitate toward North Naples communities, but the area has matured significantly over the past decade. The proximity to US-41, the Collier Boulevard commercial corridor, and NCH Downtown Naples puts Cedar Hammock in a convenient daily-use location. Grocery stores, pharmacies, restaurants, and medical facilities are all within a short drive. The community's I-75 access via either Davis Boulevard or Collier Boulevard makes regional travel straightforward — RSW Airport is approximately 35–40 minutes, and Fort Myers is accessible without navigating through central Naples traffic.

For buyers who are specifically weighing Cedar Hammock against North Naples bundled golf options like Heritage Bay, the location comparison is important. Heritage Bay sits on the Immokalee Road corridor and offers a similar bundled golf value proposition — but Heritage Bay carries a CDD assessment and is further from downtown Naples and the beaches. Cedar Hammock's East Naples location is closer to the core of Naples and the Gulf without the CDD overhead.

5th Avenue South, Naples~15 min
Naples beaches (Gulf)~18 min
NCH Downtown Naples~12 min
Physicians Regional (Collier)~10 min
Publix / Grocery~5 min
US-41 dining & retail~8 min
Marco Island~25 min
Southwest Florida Intl (RSW)~38 min

Cedar Hammock Home Types and Price Ranges

Cedar Hammock offers three residential product types — condominiums, coach homes, and single-family homes. The variety of product types within a single bundled golf community is a meaningful advantage: buyers at different life stages and budget levels can all access the same golf membership and amenity campus, whether they choose a lower-maintenance condo or a larger single-family home with a private pool.

Condominiums are the most popular product type with seasonal residents and buyers who prioritize low-maintenance, lock-and-leave convenience. Many condo units have screened lanais overlooking the golf course, lakes, or preserve areas — providing the scenic views that define the Cedar Hammock experience without the upkeep of a larger home. Coach homes bridge the gap between condos and single-family homes, offering attached garage parking, more square footage, and open floor plans while still benefiting from exterior maintenance coverage under the HOA.

Single-family homes in Cedar Hammock attract buyers who want maximum space, privacy, and the option to add a private pool. These homes typically sit on golf course lots or preserve-view lots and represent the upper end of the community's price range. Florida Mediterranean architecture — stucco exteriors, tile roofs, and indoor-outdoor flow through screened lanais — is consistent throughout the community, creating an architectural harmony that enhances property values across all home types.

Condominiums
$300K – $550K
1–3 BR · low maintenance · golf/lake views
Coach Homes
$450K – $700K
2–3 BR · attached garage · open floor plans
Single-Family Homes
$600K – $1.2M+
3–4 BR · private pool option · golf/preserve views

Cedar Hammock HOA Fees — What's Included and What It Costs

HOA fees at Cedar Hammock typically run between $500 and $900 per month depending on the home type and sub-association. These fees are higher than non-golf communities in the same price range — but the critical distinction is that golf membership is bundled into that cost. There is no separate initiation fee, no annual golf membership dues paid on top of the HOA, and no optional-member structure that prices some residents out of the course.

When you compare Cedar Hammock's all-in cost to optional golf communities, the value equation shifts significantly. A community with a $300/month HOA and an optional golf membership at $50,000 initiation plus $8,000/year in dues has a true year-one cost that is substantially higher than Cedar Hammock. Buyers who plan to golf regularly consistently find that bundled communities offer better long-term value than optional-membership communities — because the cost is spread across all residents rather than concentrated on the golf members alone.

There is no CDD assessment at Cedar Hammock — a meaningful advantage over comparable East Naples communities. Property taxes, homeowner's insurance, and flood insurance (verify FEMA zone per lot) are separate from HOA fees. Villa and condo units typically include exterior building maintenance and landscaping in the HOA coverage; single-family homeowners are responsible for their own lawn care.

Condominiums
~$500–$650/mo
Includes golf, amenities, exterior maintenance
Coach Homes
~$550–$750/mo
Includes golf, amenities, exterior maintenance
Single-Family Homes
~$650–$900/mo
Includes golf, amenities — lawn care separate
Golf Initiation Fee
None
Bundled — no initiation required
CDD Assessment
None
No CDD on tax bill
Value comparison: Cedar Hammock's all-in HOA cost with bundled golf is typically $7,200–$10,800/yr. An optional golf community at similar HOA fees plus $50K initiation amortized over 10 years adds $5,000/yr in golf cost alone — making bundled communities like Cedar Hammock substantially cheaper for active golfers over the holding period.

Cedar Hammock Golf, Clubhouse, and Resort Amenities

The amenity campus at Cedar Hammock is centered on the Gordon Lewis-designed 18-hole championship course, which winds through the community's 400 acres of lakes, wetlands, and native preserves. Lewis is one of Southwest Florida's most respected course designers, and Cedar Hammock's course is considered one of the stronger bundled golf courses in the Naples area — offering genuine playing challenge without the pretension of a private member-only club atmosphere.

The clubhouse is the social center of the community and one of Cedar Hammock's genuine strengths. The dining program — both casual and more formal options — draws consistent participation from residents throughout the season. A full calendar of themed dinners, wine events, holiday celebrations, and social gatherings keeps the clubhouse active and the community connected. For seasonal residents who spend 3–6 months in Naples, the Cedar Hammock social calendar provides a ready-made community life from the day they arrive.

Beyond golf and dining, the resort-style pool and spa, fitness center, tennis and pickleball courts, and walking and biking paths through the preserve corridors complete a well-rounded amenity package. The naturalistic setting — with regular wildlife sightings of birds, otters, and native fauna — adds a dimension to the daily experience that purely manicured communities cannot replicate.

18-hole Gordon Lewis golf course
Golf included with all ownership
Full-service clubhouse
Casual and fine dining
Resort-style pool
Heated spa
Fitness center
Tennis courts
Pickleball courts
Walking & biking paths
Lake and preserve views
Active social events calendar

Who Buys in Cedar Hammock?

Value-Focused Golfers
The primary buyer profile — retirees who want to golf regularly and recognize that bundled communities offer significantly better long-term economics than paying optional club initiation fees. Cedar Hammock delivers a complete golf lifestyle at a fraction of the cost of Naples' private club communities.
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Seasonal Residents
Northeast and Midwest buyers spending 3–5 months in Naples who want a lock-and-leave property with an active social scene waiting for them each season. The condo and coach home product types suit the seasonal lifestyle particularly well, and the social calendar ensures instant community connection from arrival.
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Nature-Oriented Buyers
Buyers who value the 400-acre natural setting — the lakes, preserves, wildlife, and sense of space — as much as the amenity campus. Cedar Hammock's naturalistic character distinguishes it from more manicured, densely built communities in the Naples area.

Cedar Hammock vs. Comparable Naples Bundled Golf Communities

Buyers considering Cedar Hammock are typically also looking at other bundled golf options in Naples and Lee County. The comparison below covers the communities most frequently evaluated alongside Cedar Hammock.

CommunityPrice FromHOA/MoGolf HolesCDDLocationKey Distinction
Cedar Hammock$300K$500–$90018 (Gordon Lewis)NoEast NaplesNo CDD, closest to downtown
Heritage Bay$300K$350–$55027 holesYesNorth Naples27 holes, lower HOA, CDD applies
Forest Glen$300K$450–$75018 holesNoEast NaplesSimilar format, same corridor
Glen Eagle$250K$400–$65018 holesNoEast NaplesMost affordable bundled golf Naples
Herons Glen$280K$350–$55018 holesNoNorth Fort MyersBest price, further from Naples
Cedar Hammock's position: A mid-range bundled golf community in the East Naples corridor — priced above Glen Eagle and Herons Glen, at par with Forest Glen, and below Heritage Bay on HOA fees while carrying no CDD. The Gordon Lewis course and the 400-acre natural setting are the primary differentiators from comparable options.

Pros and Cons of Cedar Hammock Naples

✓ Strengths
Bundled golf included with ownership — no initiation, no separate annual dues. Gordon Lewis championship course. No CDD assessment. 400 acres of natural setting with lakes and preserves. Three home types at different price points. Active social calendar and strong community engagement. East Naples location close to downtown and beaches. Lower entry cost than top-tier private golf clubs while delivering similar daily lifestyle.
Considerations
HOA fees are higher than non-golf communities at similar price points — the bundled golf cost is built in. One 18-hole course (Heritage Bay offers 27 holes for similar all-in cost). East Naples location is not for buyers who want walkable beach access or North Naples proximity. No beach club or water access. Resale only — no new construction. Flood zone varies by lot — verify before purchase.

Cedar Hammock Naples — Buyer Q&A

Is golf truly bundled at Cedar Hammock — no extra fees?
Yes. Golf membership is bundled into the HOA — there is no separate initiation fee and no annual golf dues paid outside of the HOA. Every homeowner at Cedar Hammock has full access to the 18-hole Gordon Lewis course and the golf facilities from day one of ownership. The golf cost is embedded in the monthly HOA fee, which makes budgeting straightforward and the community feel unified around the shared amenity.
How does Cedar Hammock compare to Heritage Bay for bundled golf?
Both communities offer bundled golf with no initiation fee, but they differ in key ways. Heritage Bay offers 27 holes (vs. Cedar Hammock's 18), is located in North Naples on the Immokalee Road corridor, and carries a CDD assessment of $1,500–$2,500/yr on the tax bill. Cedar Hammock is in East Naples — closer to downtown Naples and the beaches — and has no CDD. Heritage Bay's HOA fees are generally lower than Cedar Hammock's. The right choice depends on whether course quantity (Heritage Bay) or no-CDD East Naples proximity (Cedar Hammock) is more important to your priorities.
What home types are available and which is most popular?
Cedar Hammock has condominiums, coach homes, and single-family homes. Condominiums are the most popular product type among seasonal residents — they offer the lowest entry price, lowest maintenance burden, and lock-and-leave convenience. Coach homes attract buyers who want more space and an attached garage while retaining the exterior maintenance coverage of a condo. Single-family homes appeal to full-time residents and buyers who want a private pool and maximum interior square footage.
Is Cedar Hammock a good investment?
Cedar Hammock has maintained consistent demand and reasonable resale liquidity relative to comparable bundled golf communities in East Naples. The bundled golf structure, no-CDD status, and natural 400-acre setting provide durable value drivers. East Naples has historically carried a modest price discount to North Naples and coastal communities — but that gap has narrowed over the past decade as the area has developed. Buyers who purchase in Cedar Hammock at the right price relative to the current market generally find the community holds value well over a 5–10 year holding period.
What are the rental rules at Cedar Hammock?
Cedar Hammock generally permits rentals with minimum lease terms — most sub-associations require a minimum of 30 days, with restrictions on the number of rental periods per year. Short-term vacation rentals are not permitted. Buyers intending to rent should review the specific sub-association governing documents before purchase to confirm current rental restrictions and any tenant approval requirements.
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Considering Cedar Hammock or Another Naples Golf Community?

Scott specializes in gated communities across Collier and Lee counties — including all bundled and optional golf communities. One conversation will clarify whether Cedar Hammock, Heritage Bay, or another bundled golf option is the right fit for your lifestyle and budget.

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